Motor vehicle accidents have many causes: inattentive drivers, intoxicated drivers, dangerous weather conditions and even poor road maintenance. No matter what the cause, the impact can be devastating. Contact our firm today to schedule a consultation and case evaluation with an attorney.
Learn More About Motor Vehicle Accident Injuries
The attorneys of Becker Rovang represent clients in Port Orchard, Washington and surrounding communities who have been injured through no fault of their own in car accidents or other motor vehicle accidents. To learn more about how we handle these complex cases, please visit our auto accidents and personal injury page.
Below is more information about motor vehicle accident injuries and how the law can protect you. To get specific answers about your case, please contact us for a free initial consultation with one of our experienced personal injury lawyers.
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The lawyers of Rovang Fong & Associates represent and counsel clients who have been injured in car accidents, truck accidents and other motor vehicle accidents. When you retain our firm, you can rely on our substantial experience and success in helping injured clients. We have obtained millions of dollars in verdicts, settlements and awards for people injured due to someone else's negligence or wrongdoing.
Have you suffered an injury in a motor vehicle accident? Are you being pressured by an insurance company to quickly sign a settlement or make a statement? Before you do either, call us to arrange a free consultation with an experienced personal injury attorney who can help determine your best course of action. Call Rovang Fong & Associates at 360-329-4876 or toll-free at 888-516-9201. You can also contact us online.
Insurance Claim Dos and Don'ts
When you need to make an auto insurance claim, you should proceed with care. Your actions may have a significant influence on the amount of compensation you receive. Contact an attorney from Rovang & Associates in Port Orchard, Washington, to learn more.
The Dos
DO consult an attorney for legal advice.
DO review your insurance policies to find out what is covered and what is excluded.
DO notify your insurance company right away after you are in a car accident, your car is stolen or damaged or another such covered event takes place.
DO take pictures if you can: of your vehicle, the accident site and your injuries.
DO take notes when you speak with your insurance company. Make a record of the names, job titles and phone numbers of the representatives with whom you communicate. If you can, get the names of their supervisors, too. Note what you discussed and what you or the representative promised to do.
DO tell your insurance company the truth. Not only does this save everyone a lot of time and effort, but questions of legal liability can be complex. If you fail to be forthcoming with your insurance company, this could invalidate or reduce your coverage.
DO investigate whether you have additional insurance coverage. Depending on the circumstances, supplemental coverage may come from another auto insurance policy, a homeowner’s policy or umbrella coverage.
DO keep the receipts for money you’ve spent on car rental, medical bills and purchases made in connection with the motor vehicle accident.
DO make sure you’re aware of the difference between the replacement value of your car and what you actually owe on the car. If the car is totaled, most car insurance will cover only the cash value of your car at the time of the accident. You may owe more than that, however, on the loan or the lease of the car. Gap coverage makes up for this difference. Additional coverage is usually necessary for things like a special sound system in your car.
The Don'ts
DON’T accept the insurance company’s estimate of your losses and damages until you have a chance to fully explore the matter yourself. An attorney’s help can be valuable in determining whether the insurance company’s estimate is fair.
DON’T give the insurance company a recorded or written statement until you have determined how you wish to proceed. It is important to be aware of the extent of your insurance coverage and your rights.
DON’T sign a release or waiver until you have gotten reliable legal advice. You may feel pressure to sign from your insurance company, but it is your right to explore your options. Just make sure that you take appropriate action within the time limit stated in your insurance policy.
DON’T accept a check from your insurance company — especially one that says “final payment” — unless you have obtained legal advice and carefully weighed your options.
DO Consult an Attorney
Your insurance company is legally obligated to follow through on the terms of its contract with you. You have the right to make sure that happens. Contact an attorney who will offer you support, guidance and advocacy. Speak with a lawyer from Rovang & Associates in Port Orchard, Washington, to discuss your situation.
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