Motor vehicle accidents have many causes: inattentive drivers, intoxicated drivers, dangerous weather conditions and even poor road maintenance. No matter what the cause, the impact can be devastating. Contact our firm today to schedule a consultation and case evaluation with an attorney.
Learn More About Motor Vehicle Accident Injuries
The attorneys of Becker Rovang represent clients in Port Orchard, Washington and surrounding communities who have been injured through no fault of their own in car accidents or other motor vehicle accidents. To learn more about how we handle these complex cases, please visit our auto accidents and personal injury page.
Below is more information about motor vehicle accident injuries and how the law can protect you. To get specific answers about your case, please contact us for a free initial consultation with one of our experienced personal injury lawyers.
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The lawyers of Rovang Fong & Associates represent and counsel clients who have been injured in car accidents, truck accidents and other motor vehicle accidents. When you retain our firm, you can rely on our substantial experience and success in helping injured clients. We have obtained millions of dollars in verdicts, settlements and awards for people injured due to someone else's negligence or wrongdoing.
Have you suffered an injury in a motor vehicle accident? Are you being pressured by an insurance company to quickly sign a settlement or make a statement? Before you do either, call us to arrange a free consultation with an experienced personal injury attorney who can help determine your best course of action. Call Rovang Fong & Associates at 360-329-4876 or toll-free at 888-516-9201. You can also contact us online.
No-Fault Insurance
When a driver has been in an accident, no-fault auto insurance allows the driver to collect from his or her insurance company no matter who was at fault. Not every state has a no-fault insurance structure, but those that do have very specific laws governing when, how much and for how long the injured party may collect. Consult with an attorney from Rovang & Associates in Port Orchard, Washington, to discuss how your state views fault and to determine how the laws may affect your right to recover damages for injuries.
How No-Fault Insurance Works
No-fault insurance is a system in which auto insurance pays benefits the insured driver in case of an accident. The insurance compensates the insured driver for monetary losses, no matter who was at fault. This is contrary to systems in which the at-fault driver’s insurance company must pay the bulk of the compensation after an investigation and determination of fault by the insurance companies or the courts.
The system is designed to streamline the process of payments to injured people and to lower the burden on the courts. Under the no-fault insurance system, it can be more difficult to sue an at-fault driver for damages; the insured typically must have been quite seriously injured in order to take such legal action. On the other hand, monetary recovery for the insured is more certain under no-fault insurance because the compensation is immediately available through the insurance policy of the injured party. No-fault insurance policies often have a cap on the compensation they will pay.
The no-fault insurance system prevents injured parties from receiving a windfall due to the accident, but it also ensures compensation no matter who caused the accident. In a no-fault state, the other driver will also receive compensation from his or her insurance company if that driver sustained certain economic losses. The specifics of no-fault insurance laws vary widely by state.
Personal Injury Protection (PIP)
If you have a no-fault insurance policy, it is probably called a personal injury protection (PIP) package. PIP insurance pays for the medical expenses of the insured driver and the passengers who were injured in an auto accident. PIP insurance typically covers things like medical bills, wage loss and funeral expenses, but not pain and suffering or vehicle damage. This varies by state and particular insurance policy. The PIP packages have limits on what they will pay.
Speak with an Attorney
How you handle the situation after a motor vehicle accident can make a significant difference in your monetary recovery. Dealing with insurance companies can be especially tricky. In addition, the no-fault and fault insurance systems vary widely by state. Speaking with an attorney from Rovang & Associates in Port Orchard, Washington, will help to clear up the confusion these systems can cause.
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